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There are a lot of options for financing: You can get a traditional small business loan, apply for an SBA loan, sell equity to the crowd or factor your outstanding invoices, just to name a few options.

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It's especially easy to get approved through Pay Pal if your business already uses the company to process payments.

The bank also requires a personal guarantee from anyone with a 20 percent stake in the business.

Standard interest rates on the loan apply, ranging from 2.25 percent to 2.75 percent.

The application requires information about both the business and owner, with bank statements to back it up.

Chase offers low interest rates for its SBA 7(a) loans, making it an affordable way to obtain financing for qualifying businesses.

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